Is it worth being in extras cover with a private health fund?

Extras CoverIt is worth thinking about.

This is a question that we get asked at the front desk every day over and over. And the answer is – you need to see how much you are spending with your health fund extras and how much you get as a rebate and then how much you still have to pay for the gap. If you are a person who has 2 check ups and cleans a year and nothing else, then it may not be for you. If you actually put that money aside that you pay on your extras premium into a separate bank account you may realise that you are financially better off. It also depends use other “extras” such as if you get new glasses every year etc.  It’s a personal decision.

This is a hot topic amongst dentists all of the time. So we have a few documents you can read to help with making an informed choice. We don’t have the answer for you but you can do your own research to work out what is right for you and your family. Go to our website and have a read of the documents in our patient resources:

  • It’s your choice – Health fund information for preferred providers
  • Article by Choice Magazine
  • Press release by Australian Dental Association, Queensland Branch